Terms of Service

These Terms govern your use of the Kial app and website (the "Service"), operated by Kial ("we", "us"). By using the Service you agree to these Terms.

Eligibility

You must be at least 18 years old to use Kial.

What Kial is

Kial is a personal-finance tool for tracking expenses, income, budgets, savings goals, and recurring transactions that you enter yourself. It is a record-keeping tool only.

Not financial advice

Kial does not provide financial, tax, investment, or legal advice. Any totals, budgets, or insights are informational and based on the data you enter. You are responsible for your own financial decisions.

Receipt scanning

Receipt scanning uses automated reading and may be inaccurate. Always review the amounts, merchant, and date before saving. You are responsible for the accuracy of your records.

Your account

You may use Kial as a guest or create an account (email, Apple, or Google). Keep your credentials secure; you are responsible for activity under your account.

Your data

You own the data you enter. You grant us the limited permission needed to store and display it so the Service can function. See our Privacy Policy.

Acceptable use

Use Kial for your own personal finance tracking. Don't misuse the Service, attempt to disrupt it, access other users' data, or use it unlawfully.

Pricing

Kial is currently free. In the future, some features may be offered as a paid premium subscription; if and when that happens, the price and terms will be shown to you before you purchase, and the core tracking features described today will remain available at no cost unless stated otherwise.

Disclaimers & limitation of liability

The Service is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Kial is not liable for any indirect or consequential damages, or for loss of data, arising from your use of the Service.

Termination

You may stop using Kial and delete your account at any time. We may suspend or end access if these Terms are violated.

Governing law

These Terms are governed by the laws of Mexico.

Changes

We may update these Terms; we'll revise the date above and, for material changes, notify you in the app.

Contact

support@kial.app